Business Owners Service Plans

Flexible Support for Every Stage of Your Business

Every business has different needs, which is why our services are structured into flexible monthly plans. Whether you need basic bookkeeping, ongoing tax support, or a full advisory relationship, we’ll match you with the right level of support.

Our goal is to give you clarity on pricing while ensuring you only pay for the level of service your business actually needs.

Choose the Plan That Fits Your Business

Essential Plan

Starting at $200/month

Ideal for startups, freelancers, solo entrepreneurs, and small businesses seeking dependable bookkeeping and essential tax compliance support.

✓ Monthly bookkeeping and reconciliation for up to 3 business accounts (e.g., checking, savings, credit card) to keep your records accurate and up to date

✓ Monthly profit & loss statements and balance sheet reports delivered directly to your inbox

✓ Transaction categorization and expense tracking to support clear financial reporting and tax readiness

✓ QuickBooks Online setup and ongoing maintenance (software subscription billed separately)

✓ Quarterly financial reviews to monitor performance and track key business trends

✓ Annual federal and state preparation and filing of your business taxes at no extra cost

✓ 1099 contractor preparation and filing for up to 5 contractors

✓ Year-round support via email and phone with a 24-hour response time

Growth Plan

Starting at $450/month

Designed for growing businesses looking to improve cash flow, benefit from proactive tax planning, gain clearer financial visibility, and confidently scale operations with employees and contractors.

Includes everything in the Essential Plan, upgraded with:

✓ Up to 6 Accounts: Expanded monthly reconciliation to cover merchant accounts (Stripe/PayPal), payroll clearing accounts, or extra credit cards.

✓ Cash Flow Statement: An added monthly report tracking exactly how cash enters and leaves your business.

✓ Payroll Management Via Gusto: Complete QuickBooks and Gusto payroll integration, including setup and ongoing monthly reconciliation of your payroll runs (Note: Gusto software subscription fees are billed separately).

✓ Sales Tax Compliance: Monthly or quarterly sales tax filing and reporting for up to 2 states.

✓ Proactive Tax Planning: Mid-year and year-end tax projections to legally minimize your tax liability before December 31st.

✓ Up to 10 Contractors: Expanded year-end 1099 filing and distribution.

✓ Bi-Annual Strategy Calls: Two dedicated 45-minute Zoom consultations per year to review metrics and plan next steps.

✓ Same-Day Priority Support: Accelerated email and phone response times under 12 hours.

Strategic Plan

Starting at $600/month

Best for established and scaling businesses seeking advanced tax strategy, proactive financial oversight, and ongoing advisory support to confidently guide growth and decision-making.
Includes everything in the Growth Plan, upgraded with:

✓ Advanced Tax Strategy: Year-round tax planning and tailored strategy development to improve tax efficiency and maximize deductions.

✓ Monthly 1-on-1 Advisory: Dedicated monthly 45 minutes Zoom sessions to review financial performance, discuss key metrics, and plan next steps.

✓ Cash Flow Forecasting: Ongoing cash flow projections with tax impact analysis to support major business decisions before they are made.

✓ Entity & Structure Optimization: Ongoing review of business structure to ensure tax efficiency as your business grows and evolves.

✓ IRS Audit Support & Representation: Professional support and representation for IRS inquiries and audits related to tax years managed under our service.

✓ VIP Priority Access: Expedited communication via email, phone, and Zoom with a guaranteed 4-hour response time.

Individual Pricing

Individual Compliance

From $150 to $300

Ideal for simple, single or multi-income households seeking stress-free, accurate, and reliable tax season compliance.

✓ Comprehensive Personal Filing: Complete preparation and electronic filing of your federal and state personal tax returns (Form 1040).

✓ Deduction Optimization: Identification of standard, itemized, and commonly overlooked personal deductions (e.g., dependents, education, mortgage interest).

✓ Year-Round Secure Support: Ongoing digital access for personal tax questions throughout the year with a 24-hour response time.

✓ Secure Document Vault: Access to a secure online portal to safely upload and organize tax documents (W-2s, 1099s, and related forms) as they are received.

Individual Advisory

From $75 per month

Best for high-earning professionals with W-2 income, investment portfolios, and rental property income seeking proactive tax planning and tax efficiency.

Includes everything in Individual Compliance , plus:

✓ Passive & Investment Income Tracking: Strategic tax planning for investment income, including stocks, cryptocurrency, and rental property earnings, to help reduce unnecessary tax exposure.

✓ Capital Gains Integration: Accurate cost-basis tracking and tax reporting for investment portfolios, equities, and cryptocurrency assets

✓ Quarterly Estimated Taxes: Precise calculation and preparation of quarterly estimated tax payments to help avoid IRS penalties.

✓ Proactive Tax Sheltering: Year-round planning focused on retirement contributions, asset structuring, and tax-efficient wealth positioning.

✓ Quarterly Live Check-Ins: Four dedicated 30-minute Zoom advisory sessions per year to review financial performance, tax position, and withholding strategy.

✓ IRS Audit Protection: Professional audit support and representation for personal tax returns prepared under our service.

✓ VIP Priority Support: Expedited communication via email, phone, and Zoom with a guaranteed 8-hour response time.

Let’s Help Eliminate Your Financial Stress

Partnering with Ark Financial and Advisory Services for your bookkeeping and tax needs is a step toward making your finances easier to manage. We simplify everyday financial challenges and create a clear, practical path tailored to your goals. Along the way, we help remove the routine stresses that slow you down, so things feel more organized and under control.